Student loans - TVS Credit Loans

TVS Credit Loans: Your Trusted Partner for Every Financial Need

TVS Credit Services Ltd., a prominent part of the TVS Group, stands as one of India's leading Non-Banking Financial Companies (NBFCs). It offers a diverse range of financial solutions to millions of customers to meet their various needs. Whether you need to buy a new vehicle, purchase consumer durables for your home, or cover personal expenses, TVS Credit has a loan option designed for you.

Key Loan Products Offered by TVS Credit

TVS Credit is well-known for its fast processing, minimal documentation, and flexible EMI options. Its popular loan products include:

1. Two-Wheeler Loans

  • Purpose: Financing a new motorcycle or scooter.

  • Key Features:

    • Maximum Funding: Get financing for up to 95% of the on-road price of the vehicle.

    • Quick Approval: Loan approval is often granted in just 2 minutes.

    • Convenient Tenure: Attractive interest rates and flexible repayment periods (EMI options).

2. Online Personal Loans

  • Purpose: To meet personal expenses such as medical emergencies, travel, or weddings.

  • Key Features:

    • Loan Amount: Ranges from ₹30,000 up to ₹2 Lakh (and potentially up to ₹5 Lakh depending on the scheme).

    • Interest Rate (APR): Typically between 11.99% and 29.99% per annum.

    • Tenure: 6 months to 36 months.

    • Process: 100% paperless and instant approval. The entire process can often be completed through the 'TVS Credit Saathi App'.

3. Consumer Durable & Mobile Loans

  • Purpose: To purchase household appliances (like TV, refrigerator, AC) or a new mobile phone/smartphone.

  • Key Features:

    • Zero Down Payment: Options available on many schemes.

    • No-Cost EMI: Benefit from monthly instalments without any extra cost on select schemes.

    • Fast Sanction: Loan approval often takes just 2 minutes.

4. Other Loan Options

TVS Credit also caters to various business and agricultural requirements:

  • Used Car Loans: Attractive financing for purchasing pre-owned cars.

  • Used Commercial Vehicle Loans: Loans for commercial assets up to 15 years old.

  • Tractor Loans: Funding for new tractors, used tractors, and farm implements.

  • Loan Against Property (LAP): Securing a large loan amount by leveraging your property.

Benefits of Choosing TVS Credit

  1. Fast and Easy Processing: Most loans, especially Two-Wheeler and Personal Loans, are approved quickly with minimal documentation.

  2. Digital Convenience: The 'TVS Credit Saathi App' makes it extremely easy to apply for a loan, pay EMIs, and access your loan statements.

  3. Flexible Repayment: Offers flexible EMI options and longer tenure to suit your financial capacity.

  4. Transparency: All associated charges (processing fees, foreclosure charges, etc.) are disclosed transparently.

How to Apply for a Loan?

  1. TVS Credit Saathi App: Download the app, update your KYC details, check your eligibility, and complete the online application.

  2. Website: Visit the official TVS Credit website and apply through the 'Apply Now' option.

  3. Dealer/Branch: For Two-Wheeler or Consumer Durable Loans, you can apply directly at any authorised TVS Credit dealer or nearby branch.

Important Note: A strong financial profile, including a monthly income (typically above ₹25,000) and a CIBIL Score above 700, significantly increases your chances of loan approval.

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