Student Loan App - Mpokket Loan App


Up to Rs.50,000 in instant personal loans for students, salaried workers, and self-employed people Use the mPokket Loan App to get Instant Personal Loans of up to ₹50,000 in just a few minutes!  mPokket is the best instant loan app for salaried professionals, self employed, merchants, contract workers and gig workers, and students with part time incomes.  It is trusted by more than 3.5 crore Indians.  Most secure Instant Loan App with 100% digital loan processing.  So, if you are short of pocket money or you want to avail an urgent cash loan in case of an emergency or business or travel or for any other purpose, just login to mPokket app.


 ⭐️Key Features


 ✔ Instant personal loan of up to ₹50,000

  Two-minute online transfer of cash to a bank account 

✔ Flexible repayment options; Repay in Easy Monthly Instalments from 6 to 12 months

  Reward schemes for prompt repayment Depending on the loan amount and category, the processing fee starts at 40 and adds 18% GST. 

✔ Interest rates between 2% to 3.25% per month with a maximum Annual Interest Rate (AIR) of 39% and maximum Annual Percentage Rate (APR) of 63.1%


 ✨Why choose mPokket?

 ✔ Trusted by more than 3.5 Crore happy customers


 ✔ One of the highest rated online personal loan apps (पर्सनल लोन एप्स)


 ✔Loans given by mPokket Financial Services, an RBI registered NBFC


 ✔ 100% digital process with minimum documentation and fast online verification


 ✔ mPokket offers a safe and reliable system with a strict user data policy


 ✔ Amount is transferred to your verified bank account only


 ✔ Best in class customer support

 Example of a personal loan calculation when you borrow from mPokket

 The loan is for 25,000. Tenure: EMI for 12 Months Interest Rate: 24% Per annum

 Processing Fee: ₹1,000

 180  in GST on the processing fee Disbursed Amount: ₹23,820

 Total Interest: ₹3,368

 Other fee including GST: ₹29

 APR: 36.3%

 EMI: ₹2,364


 Total loan repayable amount is ₹28,397 excluding any applicable payment gateway charges


 🏆Eligibility Criteria


 ✔ Age 18 +

 Should be an Indian citizen. ✔ Should have a minimum household income of Rs.3,00,000 per annum


 ✔ Should be a salaried professional with minimum salary of Rs.9,000

 Or, should be a student with part time income

 Or, should be self employed / merchant / gig worker or contract worker


 📑 Documents Required


 ✔ Aadhaar Card

  The PAN Card ✔ For students with part time income, college ID card and bank statements


 ✔ For salaried professionals, last 3 months’ bank statement, salary slip/joining letter


 ✔ For self-employed, small business owners, merchants or gig workers, last 3 months’ bank statements, company or business details and business proofs such as Udyam Aadhar, GSTIN, FSSAI certificate etc.

 Loans are given out by our RBI registered NBFC, mPokket Financial Services Private Limited.  We store and analyze the transactional SMSs present on the user's device to assess his/her credit worthiness.


Download App Store Link 

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