How to get 500O loan on Aadhaar card - Ram Fincorp Loan App

Get instant loans up to ₹2 Lakhs with Ram Fincorp: Personal Loan App.


 Ram Fincorp:Personal Loan App brings you instant personal loans designed to meet your financial needs without hassle.  Experience one of the fastest disbursal processes, with funds reaching your bank account in as little as 30 minutes, backed by low interest rates and a seamless application journey.


 As a proud RBI-registered NBFC, Ram Fincorp is dedicated to supporting salaried professionals with quick access to credit.  Our focus is on simplifying the borrowing experience through smart digital innovation, offering a transparent and user-friendly loan platform that gives you real-time access to funds.


 Why Choose Ram Fincorp?


 Our loans come with competitive interest rates, made possible by our streamlined risk assessment.  We believe in minimising financial stress, ensuring that our customers benefit from fair and affordable borrowing options. 

 While banking has largely embraced digital transformation, personal loans often still require physical touch points.  Not at Ram Fincorp.  We've created an end-to-end digitised loan journey, so you can apply, get approved, and receive your funds - all from your mobile device, with no queues, no paperwork hassle.


 LOAN MODEL


 Ram Fincorp Personal Loan provides personal loans ranging from INR 5,000 to INR 2,00,000 based on your

 requirement

 Loan Amount: - 5,000 to 2,00,000

 Interest Rate: - Up to 35% per annum
 APR: 35% MAX

 Age: - 21 to 55 years

 Late payment fee - as applicable (Charged only, if repayment is delayed)

 Processing Fee: - Up to 5%

 Loan tenure: - 90 days to 365 days

 Pre-closure charges – As applicable

 Sample Loan Calculation

 Loan amount: ₹ 30,000 at interest rate of 30% p.a.

 Loan Duration: 3 Months

 Total personal loan interest = ₹ 2,250

 Processing fees (PF) + GST = ₹ 500 + ₹ 90 = ₹ 590

 Total Deductibles (PF + GST): ₹ 590

 In-Hand Amount: Loan Amount - Total Deductibles = ₹ 30,000 - 590 = ₹ 29,410

 Total repayable Amount (Loan Amount + Interest): ₹ 32,250

 Monthly EMI Repayable (Loan Amount + Interest / No of EMI's): ₹ 10,750

 PF + GST are deducted upfront during the loan disbursal.

 Advantages Of Ram Fincorp Personal Loan

 ● Customised Personal Loan

 ● Secure Data System

 ● Instant Approval And Disbursal

 ● User-Friendly 

 ● Minimum Documentation
 Eligibility/Document Required

 ● Individuals with a minimum monthly income of Rs.  30,000.

 ● Indian residents/citizens who are 21 years and above

 ● To apply for the loan applicants would need pan cards, aadhar cards, salary slips (for the

 last 3 months), salary account bank statement (3/6 months) and address proof.

Comments

  1. Brandy Anderson11 July 2025 at 07:42

    All thanks to this private loan lender for not disappointing me after I was scammed so many times by fake lenders without getting any loan from them, may God bless you more and more for what you are doing to help people get legit loans, I just got my loan approved into my bank account details just within 45 minutes after my application was submitted and approved. You can contact them via email on { directaccesservice@gmail.com } WhatsApp +1 (813) 360-1365

    ReplyDelete

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