Quick Loan App - Bajaj Finserv Loan App
In India, more than 50 million customers rely on the Bajaj Finserv App for their financial and payment needs. You can apply online for a variety of loans, including a personal loan, a home loan, a gold loan, a professional loan, and others, using this app. You can shop offline from 1 million+ products on Easy EMIs, invest in FDs, get insurance & do much more. You can also easily pay all your utility bills, recharge your mobile, DTH services & transfer money using BHIM UPI.
Instant Personal Loan App
● Get instant personal loans up to ₹55 Lakh with this loan app.
● Doctors & Chartered Accountants can get funding via professional loans.
● Self-employed individuals can get affordable business loans.
Highlights of Personal Loan
✔️ Loan Amount: ₹20,000 to ₹55 Lakh
✔️ Repayment Tenure: 6 to 96 months
✔️ Rate of Interest: 10% to 31%
✔️ Processing Fees: Up to 3.93% of the loan amount (inclusive of applicable taxes)
Example: For a loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.
Please keep in mind that this is only an estimate; the actual processing fees and interest rate may differ from product to product. Shop on Easy EMIs
● Shop from 1 million+ products at 1.5 lakh+ stores across India.
● From electronics to sports equipment to smartphones to furniture - shop everything on Easy EMIs.
● Shop genuine products from top brands with exciting offers and discounts.
Recharge & Bill Payments in One Place
Using the Bajaj Finserv app, you can pay all of your utility bills, including electricity, water, LPG, and so on, online. ● Recharge your mobile numbers, DTH & FASTag from leading providers.
● Instantly pay fees towards education, clubs & associations, housing societies, etc.
● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.
Payments Simplified with BHIM UPI App
Create a Bajaj Pay UPI ID, take advantage of UPI offers, send and receive money, or pay bills by scanning a QR code. Enter the UPI PIN to authorize UPI payments. ● Add money to your Bajaj Pay Wallet & make payments in seconds.
Fixed Deposits Are An Easy Way to Invest Obtain a high rate of return on both new FDs and FD renewals. ● Enjoy special rates on Digital FD through the app.
● You can start investing in FD online for just ₹15,000 and get a loan against it.
● Secure your savings with high-yield FD.
Everyone's Mutual Funds ● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Pay monthly mutual fund investment via UPI.
● Make the most of your investment by paying 0% distributor commission.
Insurance for Every Need
● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with a 100% digital process.
One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.
Features
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements
● Get quick assistance & timely resolution for your queries
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