Navi Loan App - Instant Personal Loan App

Navi, your all-in-one financial superapp designed for diverse financial needs, offers a range of services for your convenience.  From lightning-fast UPI payments to smart investments in mutual funds and gold, quick cash loans, reliable health insurance coverage, and effortless home loans, Navi has you covered.  Download the Navi app and unlock a world of possibilities for your financial well-being.

 1.  Explore UPI Simplify money transfers with Navi UPI (NPCI Approved).

 Navi UPI Features

 ✅ Instantly transfer money to anyone, anytime

 ✅ Pay bills and recharge online

 ✅ Conveniently scan and pay at any store

  Use multiple apps to make seamless online payments  Navi UPI Lite allows for hassle-free payments without the need for a PIN. 

2.  Investments Discover diverse investment opportunities with mutual funds and digital gold.

 Navi Mutual Fund Features

 ✅ Diversify with Direct Index Funds for better growth

 ✅ Flexible SIP options: daily, weekly, or monthly

 ✅ Zero commission & one of lowest expense ratios for cost-effective investing

 ✅ Fastest redemption order payout in the industry

 For better returns, invest until 3 p.m. and get the same-day NAV. Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully.

 Navi Gold Features

 ✅ 24K Digital Gold

 ✅ 99.9% purity

 ✅ Investment starts with just ₹10

 3.  Navi Health Insurance

  

 Safeguard yourself and your family's financial future with Navi Health Insurance.

 Navi Health Insurance Features

 ✅ Coverage up to ₹3 crore

 ✅ Health insurance premiums starting at just ₹413* per month

 ✅ Experience quality healthcare at over 12,000+ network hospitals*

  Settlement of claims without cash within 20 minutes*  Utilize a paperless process to receive 100% coverage* for hospital expenses. 

4.  Navi Cash Loan

You can get loans for up to 20,000 rupees right away. Navi Cash Loan features

 ✅ Enjoy competitive interest rates up to 26% per annum

 ✅ Choose from flexible loan tenures ranging from 3 to 84 months

 ✅ Experience a fully digital loan process with instant fund transfer to your bank account

 You must have a household income of at least 3 lakh per year to qualify. Example of How Navi

  Cash Loan works:

 Loan Amount = ₹30,000

 APR* (ROI) = 12%

 EMI = ₹2,800

 Total Interest Payable = ₹2,800 x 12 months - ₹30,000 = ₹3,600

 Total Amount Payable = ₹2,800 x 12 months = ₹33,600

 *Note: These numbers are for representation purposes only.  The final APR will be determined by the customer's credit score. *APR (Annual Percentage Rate) is the total cost you'll pay for borrowing money over a year.  It includes the interest rate plus any fees charged by the lender.  APR gives you a clear picture of how much a loan will really cost you.  Due to the fact that we do not charge any additional fees, Navi's APR is equivalent to ROI (Rate of Interest). 

5.  Navi Home Loan

 Book that dream home with home loans up to ₹5 crore with flexible EMI options and a sanction offer letter within 5 minutes

 Navi Home Loan Features

 ✅ Loan Amount up to ₹5 Crore

 ✅ Interest Rate up to 13%

 ✅ Loan Tenure up to 30 Years

 ✅ Zero Processing Fees

 ✅ Up to 90% LTV

 ✅ Navi Home Loan is available in Bengaluru, Chennai & Hyderabad

 6.  Referral Program

 Discover endless rewards with Navi's referral program!  For each successful referral, you can earn exclusive rewards by sharing the Navi app with loved ones. About Navi

 - Navi app is developed & owned by Navi Technologies Limited, founded by Sachin Bansal and Ankit Agarwal, in December 2018.

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 - Cash Loans and Home Loans are provided by Navi Finserv Limited, a Non-Deposit taking systemically important NBFC registered & regulated by the RBI.

 

 - Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.

 - Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors.

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